Living in Stockholm
Practical information about healthcare, insurance, social security, transport and everyday life in Stockholm area.
Healthcare and wellbeing
You can call the Healthcare Guide, 1177 (+46 771-11 77 00 if you have a foreign number) or visit the website, for the addresses and telephone numbers of all public healthcare providers in the County of Stockholm. 1177 Vårdguiden also provides information and advice on illnesses and health, examinations, treatments and medication online. See Healthcare in Stockholm County
Subsidised healthcare costs
Swedish personal number
If you are planning to stay in Sweden for at least one year, and get registered in the Swedish Population Register (receive a personal identification number), you are entitled to healthcare under the same conditions as other residents of Sweden. This means that you pay the regular Swedish patient fee for medical care in the public healthcare system.
EU/EEA citizens without Swedish personal number
You are entitled to use public medical services on the same basis as Swedish citizens, provided you are covered by health insurance in your home country and can produce an EU Health Insurance card. Visiting Nordic citizens need to show ID document and home address.
Other visiting doctoral students and researchers
If you have a residence permit for a period of less than one year you will not be issued a personal identity number and will not be entitled to reduced costs. You may apply for reimbursement through KI's insurance scheme which covers emergency medical and dental care (but not non-emergency medical care), see Insurance | Staff Portal. Please note that Sweden has reciprocal agreements on public medical benefits with Algeria, Australia and the province of Quebec for emergency care, as well as with Israel for delivery care, see Healthcare in Stockholm County.
Healthcare fees
A visit to a primary care physician costs 275 SEK, while a visit to a specialist will cost 275 SEK and hospital emergency clinics 400 SEK. These costs are subsidised by the Swedish state, the actual cost of a normal visit being 2,100 – 7,400 SEK. If you do not have a Swedish personal identity number, personnummer, or an EU Health Insurance Card, you must pay the full cost yourself. More information about patient fees (in Swedish)
If you suddenly become seriously ill or injured you should go to the accident and emergency clinic, at a hospital sjukhus. Call the emergency number 112.
SOS Alarm - responsible for the emergency number 112
A doctor’s prescription is generally needed to obtain drugs at Swedish pharmacies, except for common over-the-counter medicines, like aspirin.
At pharmacies you can obtain advice on treatment of minor illnesses such as headache, cold and cough, allergic reactions, fever and stomach problems. Pharmacies are generally open Monday through Friday, 10 a.m. to 6 p.m., and Saturdays, 10 a.m. to 4 p.m. The C.W. Scheele pharmacy at Klarabergsgatan 64 (metro T-Centralen) is open around the clock. More information Regarding prescriptions and purchases of medicinal products for EU citizens
You can buy certain non-prescription drugs at grocery stores and other retail outlets.
If you have a Swedish personal identity number (personnummer) and are registered at the Swedish Social Insurance Office, you are eligible for benefits on some dental care procedures.
EU/EEA citizens are entitled to use the emergency dental care services on the same basis as Swedish citizens, provided they are covered by health insurance in their home country and can present an EU Health Insurance Card, see Dental care in Sweden if you come from another country.
For an ordinary check-up, you can contact the Dental Public Service (Folktandvården). For information about your nearest clinic, visit the homepage.
University Dental Clinic at KI provides student treatment phone 08-524 882 00.
Emergency dental care is available at Folktandvården Akuten, Fleminggatan 48, phone 08-123 156 80.
Swedish tap water is of high quality and perfectly safe to drink. In fact, Sweden is consistently ranked as one of the top countries in the world with the best drinking water. Drinking water straight from the tap is the norm, even at restaurants. So, there is no need to buy water in single-use plastic bottles.
Sweden is globally famous for its strong focus on work-life balance, deeply rooted in cultural values like lagom (moderation) and supported by generous labor laws, flexible schedules, and family-friendly social policies, see Work-life balance in Sweden | sweden.se
At KI occupational safety and health is an important and prioritised area:
Insurance
If you are a doctoral student who is admitted to KI, you are covered by personal injury insurance (the general student insurance). This insurance applies during study hours and during travel to and from the location where study hours are spent. If you are a researcher at KI, there is a similar insurance coverage that applies during travel to and from KI premises and while on the KI campuses.
In case of illness or accidents during leisure time, you are personally responsible for the full cost of medical treatment if you do not have a Swedish personal identity number (personnummer), an EU Health Insurance Card or GHIC for the UK.
More information about Insurance | Staff Portal
We recommend that you purchase a private accident and life insurance if you don't have any. Karolinska Institutet has an agreement with Skandia insurance company to offer a voluntary group insurance for employees. You can buy insurance for you and your family like: life and health insurance, security capital, accident insurance and child insurance, see Insurance
Trade unions have offers on several insurance policies as a membership benefit.
We strongly recommend that you purchase home insurance (hemförsäkring) for the duration of your stay in Sweden, see Accommodation
Social security
The Social Insurance Agency (Försäkringskassan) is the authority responsible for financial benefits in the form of parental benefits, child allowances, sickness benefits, and so on. To be covered by a social insurance benefit, you must either be resident in Sweden or be working here. Register at Försäkringskassan when moving to Sweden.
A personnummer is an identification number, while social insurance benefits are rights and payments granted under the Swedish social insurance system. Having a personnummer does not automatically give access to benefits from Försäkringskassan.
Transport and driving
EU and EEA driving licences are valid in Sweden. If you are a permanent resident in Sweden, you can even apply to exchange your licence for an equivalent Swedish driving licence.
Non-EU/EEA driving licences are valid for only 12 months in Sweden. Non-EU/ EEA citizens may apply for exemption from the 12-month rule if their stay in Sweden is temporary (i.e. one to two years). Contact the Swedish Transport Agency (Transportstyrelsen). It is important to contact the agency well before the end of your first 12 months. A non-EEA driving licence cannot be exchanged for a Swedish equivalent. If you want to continue driving in Sweden you will have to complete the risk education, and theory and practical examinations.
Licences issued in Japan and Switzerland can be exchanged into a Swedish equivalent as long as it is done within one year.
More information about car rental and parking in Stockholm
Traffic insurance is compulsory insurance.
A congestion tax (trängselskatt) is charged for Swedish-registered vehicles that are driven into and out of central Stockholm, Mondays to Fridays between 6.30 a.m. and 6.29 p.m.Read more about the congestion tax, registration of cars and related issues at the The Swedish Transport Agency (Transportstyrelsen) website.
Stockholm's public transport network is run by SL (Storstockholms Lokaltrafik). It includes the metro (tunnelbana), buses, commuter trains, trams, and local ferries.
See Fares & tickets
Living costs
This calculator estimates living costs and tax-funded benefits based on your age, profession, household situation and location.
Numbeo: Cost of Living in Stockholm. Aug 2026. Prices in Stockholm
Culture and social life
Sweden
Culture and traditions in Sweden
The Local – Swedish news in English
Stockholm
Stockholm's official visitors guide
Your Living City - Stockholm's source for English-language events and information
Find a community of friends in Stockholm
Free Wi-Fi spots in Stockholm
KI
Meditation and prayer rooms at KI
Culture at KI | Karolinska Institutet
Swedish language
